Liability insurance for freelancers in Germany

If you work as a freelancer, generally speaking you are an entrepreneur.

This means you need to take out the insurances on your own. There are none insurances, that are paid by the project owner you work for during the time of the contract. In some cases, the project owner will ask you to present a liability insurance that covers any possible damage caused unintentionally.

Such damages could be for instance the loss of data if you work in IT. Or you work as an engineer on a project and unconsciously you cause an accident out in the field.

Both examples could lead to a claim from the project owner towards you.

You could protect yourself from this financial risk. A special liability insurance for freelancers would compensate the damages caused or defend you against unjustified claims.

“Don’t let the fear of losing be greater than the excitement of winning.”

Robert Kiyosaki

A liability insurance for freelancers is a more special product, if you compare it to other type of insurances.

Since it is very common that a freelancer works in many projects with different intrinsic risks, there is a need for advice before hiring an insurance.

If you want us to review your case individually, please get in touch with us.

At Bramex we help you find the liability insurance that best suits your needs. We are affiliated partners of the largest insurers in Germany, which allows us to quickly and efficiently access the offers available.

  • We act as an intermediary between you as a client and the insurance company.

  • Our insurance consultancy is free of charge.

You would like to have more information and a quote for a liability insurance?

Please fill in the this form. Once you have sent us the data, we will get in touch with you within short time.

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